Why liability coverage is an important part of your boat policy

If you own a watercraft in Amsterdam, NY, or the surrounding communities, the folks at the Kinowski Agency Inc. are here to help you protect it. Owning a boat comes with a lot of responsibility, and having a policy with appropriate liability protection is important. Our team is here to help you ensure you have the protection you need both on and off the water. Contact our team today to find out more.

Now’s the time to make sure you have the liability protection you need

Boat mishaps aren’t uncommon, and if your boat is involved in one, you’ll want to make sure you have the protection you need. Most boat owners take advantage of being out on the water with their friends and family, enjoying time together. When your boat is carrying passengers, the need for liability protection is even more important.

The right liability coverage can often protect you from personal financial responsibility if your boat is involved in an accident or mishap that includes damage to your boat, another vessel, or someone’s property or that causes injuries. Without robust liability coverage as part of your policy, it can be possible for you to have to pay for these losses and damages yourself.

The next step is to sit down with your local insurance agent to review your current policy and confirm that it meets your current and future needs and that you have the right policy in place. 

You can rely on us for all your boat insurance needs

The Kinowski Agency Inc. team is here to help all the boat owners in the greater Amsterdam, NY, area protect their vessels. Give us a call or stop by our office today to find out more!