For classic car owners, the time invested in maintaining your prized possession is often significant. If you want to preserve your vehicle and its automotive heritage, you might be considering obtaining a classic car insurance policy. At Kinowski Agency Inc. in Amsterdam, NY, we help our clients find a classic car insurance policy that aligns with their vision and budget, while providing sufficient coverage tailored to their lifestyle and driving habits. We can help you find classic car insurance, whether you drive your classic vehicle year-round or if you’re interested in a policy geared towards seasonal usage.

When is Classic Car Insurance Ideal?

Classic car insurance is ideal if you have a vehicle that:

• Is at least 10–25 years old
• Is used limitedly, driven only during specific seasons or events, such as shows or parades
• Is restored and well-maintained
• Is stored in a secure structure or garage

What Does Classic Car Insurance Protect?

Your classic car policy offers specialized protection tailored to your vehicle’s make, model, value, and usage. Core coverage includes:

• Agreed value coverage: Provides the full insured value agreed upon between you and your insurer
• Comprehensive/collision: Covers fire, falling branches, theft, vandalism, collisions, and even garage incidents or accidents
• Liability: Liability coverage protects against property damage and/or injuries caused to others
• Roadside Assistance: Roadside assistance offers roadside services along with flatbed towing for classic cars or trucks
• Spare Parts: Spare parts coverage can help replace vintage or rare parts when necessary

Adding protection and peace of mind to your life as a classic car owner or collector is key. If you’re unsure where to start in Amsterdam, NY, we can help. To learn more about classic car insurance policies that meet your driving, storage, and protection needs, contact Kinowski Agency Inc. today.