{"id":42,"date":"2023-09-22T04:00:00","date_gmt":"2023-09-22T10:00:00","guid":{"rendered":"https:\/\/www.kinowskiagency.com\/blog\/?p=42"},"modified":"2023-10-03T07:48:25","modified_gmt":"2023-10-03T13:48:25","slug":"how-insurance-works-when-storing-an-rv","status":"publish","type":"post","link":"https:\/\/www.kinowskiagency.com\/blog\/how-insurance-works-when-storing-an-rv\/","title":{"rendered":"How Insurance Works When Storing an RV"},"content":{"rendered":"<p style=\"text-align:start\"><span style=\"color:#000000\">Owning a Recreational Vehicle is all about experiencing the freedom of exploring the open road and new destinations. However, most RV owners store their vehicles during the off-season or when not exploring the byways and highways of interest. The insurance professionals at the&nbsp;<\/span><span style=\"color:#212529\">Kinowski Agency Inc.<\/span><span style=\"color:#000000\">&nbsp;<\/span><span style=\"color:#212529\">in Amsterdam, NY offer this guidance about how <\/span><span style=\"color:#000000\">RV insurance works when the RV is in storage. &nbsp;<\/span><\/p>\n<h2 style=\"text-align:start\"><span style=\"color:#2f5496\">Insurance When Storing an RV<\/span><\/h2>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Before storing your recreational vehicle&ndash;<\/span><\/p>\n<ul>\n<li>Review your insurance coverage to ensure you understand the existing coverage when the RV is stored. &nbsp;<\/li>\n<li>Let your insurance company know you plan to store your RV, as they may have specific storage requirements.<\/li>\n<li>Choose a secured, monitored storage location to reduce the risk of theft and vandalism.<\/li>\n<li>Document the current condition of the RV with pictures and written records.<\/li>\n<li>Check the stored RV regularly.<\/li>\n<\/ul>\n<h3 style=\"text-align:start\"><span style=\"color:#1f3763\">Insurance Coverage Options<\/span><\/h3>\n<h3 style=\"text-align:start\"><span style=\"color:#1f3763\">Comprehensive <\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Comprehensive coverage, which may be called &lsquo;storage insurance,&rsquo; is a great option when the RV is not in use as it offers coverage for emergencies, non-accidental, or non-collision events&ndash; like fire, theft, vandalism, etc. Often, coverage can be reduced to include only comprehensive with a simple request to the insurance company.<\/span><\/p>\n<h3 style=\"text-align:start\"><span style=\"color:#1f3763\">Liability <\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Liability coverage may still be applicable even when the RV is stored, as it offers protection should someone become injured on your property or the RV damages someone else&rsquo;s property. <\/span><\/p>\n<p style=\"text-align:start\"><span style=\"color:#000000\">If you plan to store the RV for an extended period, you can temporarily suspend all insurance (or just collision, for example), which means the RV coverage will be reduced or nonexistent. &nbsp;<\/span><\/p>\n<h3 style=\"text-align:start\"><span style=\"color:#2f5496\">We Are Here To Help<\/span><\/h3>\n<p style=\"text-align:start\"><span style=\"color:#000000\">Properly managing your RV insurance in storage is essential in protecting your investment. For more information, contact us at Kinowski Agency Inc. serving the greater Amsterdam, NY community today.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a Recreational Vehicle is all about experiencing the freedom of exploring the open road and new destinations. However, most RV owners store their vehicles during the off-season or when not exploring the byways and highways of interest. The insurance professionals at the&nbsp;Kinowski Agency Inc.&nbsp;in Amsterdam, NY offer this guidance about how RV insurance works [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[13,14],"class_list":["post-42","post","type-post","status-publish","format-standard","hentry","category-rv-insurance","tag-amsterdam-ny","tag-kinowski-agency-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/posts\/42","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/comments?post=42"}],"version-history":[{"count":1,"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/posts\/42\/revisions"}],"predecessor-version":[{"id":43,"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/posts\/42\/revisions\/43"}],"wp:attachment":[{"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/media?parent=42"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/categories?post=42"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kinowskiagency.com\/blog\/wp-json\/wp\/v2\/tags?post=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}